Category Archives: Community Banks

First California Funding Recommends Community Banks Like Regents Bank

John Smyth’s mortgage banking firm First California Funding appreciates the “local, face-to-face” service of Regents Bank. John recommends community banks like Regents “because they understand the market and they understand their customers.”

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Fields and Maloof: Attorneys Receiving the Benefits of Regents Being a Community Bank

Timothy Fields and Alison Maloof, Attorneys at Law, of Fields and Maloofscreen-shot-2016-09-13-at-11-07-51-am, a San Diego based firm talk about their close working relationship with Regents Bank and the personalized and custom benefits which the Regents staff offers their firm and it’s clients. They have the added confidence knowing Regents is a local, community bank which they can call on at any time and receive assistance and solutions “quickly, efficiently and creatively”.

For additional information about Regents Bank visit www.regentsbank.com

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screen-shot-2016-09-13-at-11-07-51-am Linking to Non-Regents Bank Websites

This icon appears next to every link that directs to a third party website not affiliated with Regents Bank. Please be advised that if you click this link you will be taken to a website hosted by another party, where you will no longer be subject to, or under the protection of, the privacy and security policies of Regents Bank. We recommend that you review and evaluate the privacy and security policies of the site that you are entering. Regents Bank assumes no liability for the content, information, security, policies or transactions provided by these other sites.

Regents Bank President Steve Sefton: Five Reasons You Should Be Using a Community Bank

Steve Sefton, President of Regents Bank

Steve Sefton, President of Regents Bank

Featured in a recent interview in SD Metroscreen-shot-2016-09-13-at-11-07-51-am Magazine’s July Banking Feature, Regents Bank President Steve Sefton touched on a number of advantages that local businesses enjoy by working with a local community bank instead of a national “big bank”.

Here are five take-aways from the interview that businesses should consider when making a decision to start a new banking relationship:

1.) A community bank’s mission is to invest in its community. Regents Bank and its employees not only assist many local businesses with their financial needs, but they are also very involved in making their community a better place to live and work.

2.) The personalization of banking services and relationships is much more likely to be found at a community bank. At Regents Bank it’s called “Consultative Banking”, and it’s centered not on pushing a product or service at a client, but first creating a relationship with a sincere interest in learning what the business owner’s short and long-term business goals and objectives are.

3.) The local community banker should hold a position on a business owner’s “advisory council” because of the banker’s ability to customize advice based on the knowledge they have because of the personal relationship they’ve developed with the business owner. Regents Bank’s professional staff certainly has the ability to be reactive when a client hits a “bump in the road”. But more important, our bankers are proactive and take the initiative to provide sound business advice which often helps our clients avoid those bumps.

4.) Relationships are more important than a lower interest rate. There will always be a bank dangling a lower interest rate, but is that more important than a close working relationship with a local banker? Not to mention community banks are much more efficient time-wise when processing business loan requests.

5.) Check your bank’s financial health regularly. Require your bank, whether it be a community bank or a “big bank”, to provide you with a “report card” every quarter so you aren’t caught off-guard if a financial problem with the bank arises.

Regents Bank has offices in San Diego, La Jolla, Carlsbad and El Cajon, CA as well as an office in Vancouver, WA.

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screen-shot-2016-09-13-at-11-07-51-am Linking to Non-Regents Bank Websites

This icon appears next to every link that directs to a third party website not affiliated with Regents Bank. Please be advised that if you click this link you will be taken to a website hosted by another party, where you will no longer be subject to, or under the protection of, the privacy and security policies of Regents Bank. We recommend that you review and evaluate the privacy and security policies of the site that you are entering. Regents Bank assumes no liability for the content, information, security, policies or transactions provided by these other sites.