Regents Bank Business Checking Accounts
At Regents Bank we offer our clients choices when it comes to Business Checking Accounts. Every business has it’s own unique set of circumstances and that’s why at Regents the type of account we recommend is based on factors such as amount of transactions monthly and qualification to earn interest on the account.
Standard benefits on our business checking accounts include:
- Check Imaging
- Electronic Statements
- Combined Statements
- No Monthly Maintenance Fee For Telephone Banking
- No Monthly Maintenance Fee For Basic Online Banking
Regents Bank’s objective is to develop long-term mutually profitable relationships. The account activity in your business checking account will be reviewed periodically. We will recommend a “target account balance”, which may be adjusted from time to time, to reflect changes in account activity, service costs, interest rates and earnings credits.
The target account balance we recommend will be designed to enable you to enjoy “free” banking services (i.e no direct charges if you keep adequate balances in your checking account), a competitive borrowing rate, and in the end we hope it will provide the bank with a reasonably profitable depository relationship so that you will always retain your VIP status as an important and high priority account.
In the event you are unable to maintain the target balance we recommend to offset the cost of the bank services you require, you will be charged a modest account analysis fee for the banking services you utilize. The actual cost of the services will be subsidized (offset) by the earnings credit we provide to you on whatever level of balances you are able to maintain for that month.
Regents Bank is also prepared to “pro-actively” assist your staff with cash management recommendations to assure that your company’s excess “surplus funds” are invested on a timely and profitable basis into an interest bearing type of account.
Many times the opening of a business checking account leads to a much deeper relationship between client and banker, and at Regents Bank relationships come first. Talk to one of our experienced bankers and let’s get to know each other. You’ll find as successful entrepreneurs that we speak your language and can offer you so much more than a checking account.
We’re conveniently located in:
- San Diego
- La Jolla
- El Cajon
- Vancouver, WA
We also welcome the opportunity to visit with you at your offices. Visit https://www.regentsbank.com/#/business-checking for details on all of our business checking accounts. We look forward to getting to know you and partnering with you as you continue to grow your business.